Rideshare Accident Help
Uber & Lyft Accident Lawyer NYC
Rideshare accidents in New York City involve complex insurance questions. Whether you were a passenger, pedestrian, or another driver, InjuryCaseHub can connect you with an experienced attorney who handles Uber and Lyft accident cases.
Rideshare Accidents Are More Complex Than Regular Car Crashes
NYC has one of the highest concentrations of Uber and Lyft drivers in the country. With hundreds of thousands of rideshare trips completed every day in the city, accidents are inevitable — and the legal questions they raise are more complex than a typical two-car collision.
Unlike a standard car accident, rideshare crashes can involve multiple insurance policies: the driver's personal auto insurance, the rideshare company's commercial policy, and potentially uninsured motorist coverage. The applicable policy depends on whether the driver was actively transporting a passenger, waiting for a match, or off the app entirely.
Both Uber and Lyft maintain $1 million liability policies when a driver is actively carrying a passenger. Understanding which policy applies — and how to maximize your claim — is where an experienced attorney makes a real difference.
Uber & Lyft Insurance Coverage: What You Need to Know
Driver App Off
If the driver was not logged into the app at the time of the accident, only their personal auto insurance applies. Uber and Lyft provide no coverage.
App On, Waiting for a Ride
When the driver is logged in but has not accepted a ride, Uber and Lyft provide limited contingent liability coverage — typically $50,000 per person, $100,000 per accident, and $25,000 for property damage.
Ride Accepted or Passenger On Board
From the moment the driver accepts a ride through the drop-off, Uber and Lyft provide up to $1 million in third-party liability coverage, along with uninsured/underinsured motorist coverage.
What to Do After an Uber or Lyft Accident in NYC
Call 911 and Get Medical Help
Report the accident and get medical attention right away. Even minor symptoms should be evaluated — some injuries appear hours or days later.
Screenshot the Rideshare App
Take a screenshot of the app showing the trip details, driver name, vehicle, and trip status. This documents which insurance period applies.
Document the Scene
Photograph all vehicles, damage, injuries, the driver's license plate, and the surrounding area. Collect contact info from witnesses.
Report the Accident In-App
Both Uber and Lyft have in-app accident reporting features. Submit a report to create an official record with the company.
Consult an Attorney Before Talking to Insurance
Do not give a recorded statement to any insurance company without speaking to an attorney first. An attorney can protect your rights and handle communications on your behalf.
Serving All Five Boroughs
We help accident victims across every borough of New York City.
Manhattan
Manhattan sees thousands of traffic accidents each year due to dense traffic, crowded intersections, and heavy pedestria...
Brooklyn
Brooklyn is one of the most populous boroughs in NYC, with high accident rates on major thoroughfares like Atlantic Aven...
Queens
Queens covers the largest area of any NYC borough, with accident-prone corridors along Queens Boulevard, Northern Boulev...
Bronx
The Bronx has significant accident rates on busy routes including the Cross Bronx Expressway, Grand Concourse, and Fordh...
Staten Island
Staten Island has unique traffic challenges with the Staten Island Expressway, Hylan Boulevard, and access routes to the...
Frequently Asked Questions
Get answers to the most common questions about our intake process.
Sources & References
- NY Insurance Law § 5102 — Serious Injury Definition
- NY DMV — Accident Reporting (MV-104)
- NYC TLC — Rideshare (FHV) Regulations
- NY Courts — Personal Injury Help Center
External links are provided for informational purposes only. InjuryCaseHub does not control or endorse the content of external websites.
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